TITLE
Consider a memorandum/resolution to recommend to the Employee Benefits Trust the selection of employee medical and dental insurance benefits effective October 1, 2018.
SUMMARY
DATE: June 19, 2018
TO: Ronald L. Olson, City Manager
FROM: Eva Bark, Executive Director of Human Resources
SUBJECT: Approval of Group Employee Medical/RX & Dental Insurance Benefits
BACKGROUND AND FINDINGS:
The City of Killeen provides medical and dental insurance for each employee so that each has access to medical and dental care. The City currently pays 100% of the medical and dental care premiums, base plan only, for all eligible employees. Employees may purchase additional medical and dental care coverage for their family members, if they choose. The current carriers are Scott & White Insurance and MetLife, respectively. Approximately 920 employees elect medical insurance and approximately 1,155 employees elect dental insurance.
All benefits are reviewed annually to ensure that both the City and employees are receiving the best product for the best price.
This year we chose to issue a Request for Proposal (RFP) for both fully and self-insured healthcare options, in order to obtain the most competitive rates possible inside a rapidly changing environment. Purchasing Division in the Finance Department distributed the RFP to interested vendors and posted the RFP on the City website. Scott and White Healthcare Plan (SWHP), Blue Cross Blue Shield (BCBS), Texas Municipal League (TML), and United Health Care (UHC) carriers submitted proposals for fully-insured medical care and SWHP, Aetna, BCBS, and UHC carriers submitted proposals for self-funded medical care. In addition, MetLife, Lincoln, Guardian, SunLife, BCBS, and UHC carriers submitted proposals for dental care. As part of the RFP process, we requested the most competitive vendors to submit “best and final offers” to obtain the most advantageous product and price.
The following criteria were utili...
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